Say hello to health care’s Big Bang.
We applied machine learning and pattern science to configure health insurance in a wholly novel but more useful way–with emphasis on the most successful and direct paths from illness to wellness.
How on earth?
Bind dove deep into the data, looking at costs, treatment paths and outcomes of patients when they navigate the care system. With extraneous coverage removed, premiums are lower. There’s no “catch”– Bind is just a much better fit.
On-demand health insurance in action.
Here’s how it works:
You had two well patient visits last year that were covered in Core.
The medications for your high blood pressure are covered in Core.
You had two primary care visits this year—one for migraines and one for a sinus infection—both covered in Core.
You were diagnosed with carpal tunnel a few years ago and tried physical therapy this year—covered in Core.
But it didn’t respond well and you decided on surgery—and bought Add-In coverage.
All of your coverage was provided without having to meet a deductible.
You had two well patient visits
last year that were covered in Core.
The medications for your high
blood pressure are covered in Core.
You had two primary care visits this year—one for migraines
and one for a sinus infection—both covered in Core.
You were diagnosed with carpal tunnel a few years ago
and tried physical therapy this year—covered in Core.
But it didn’t respond well and you decided
on surgery—and bought Add-In coverage.
All of your coverage was provided
without having to meet a deductible.
We start with Core coverage everyone needs.
Bind Core coverage is everything health insurance was meant to safeguard. All with simple, clear copays.
Preventive Care
Preventive Care
Everything you need to manage your health proactively—annual well care visits, screenings, immunizations and doctor visits.
Primary and
Specialty Care
Primary and
Specialty Care
Adult and child care services for when you’re not feeling well.
Urgent, Emergency and Hospital Care
Urgent, Emergency and Hospital Care
For those times when you have an urgent or ER need, or when you have hospital care related to your Core coverage.
Chronic Care
Chronic Care
Treatment for long-term or recurring illnesses such as asthma, diabetes, cardiac disease, etc.
Pharmacy Needs
Pharmacy Needs
The medications you need are covered, too.
Core takes care of the possibilities.
Cancer, chronic conditions, maternity, primary care and prescriptions are among the many things included in Core coverage.
First-dollar coverage
No restrictions on preexisting conditions
- Meets Affordable Care Act (ACA) requirements
Add-Ins let employees
choose the rest.
Add-Ins (additional insurance) cover procedures outside of the Core plan. They include a wide range of treatment options, providers and settings that are paid for via additional copays and paycheck contributions. Employees can select from and purchase these options on-demand, at any time.