How Does Bind Work? 2017-10-17T21:09:33+00:00

By changing a few simple things, we’ve changed everything.

We’ve rewired health insurance to be on-demand. This means you’re covered for what you need and have the flexibility to add more coverage when and if you need it. Bind puts the power in your hands, where it belongs, and allows you to design your health insurance on-the-go, based our your life and coverage needs.

We start with Core coverage everyone needs.

Bind Core coverage is everything health insurance was meant to safeguard. All with simple, clear copays and reduced monthly premiums.

Preventive Care

Preventive Care

Everything you need to manage your health proactively—annual well care visits, screenings, immunizations and doctor visits.

Primary and
Specialty Care

Primary and
Specialty Care

Adult and child care services for when you’re not feeling well.

Urgent, Emergency and Hospital Care

Urgent, Emergency and Hospital Care

For those times when you have an urgent or ER need, or when you have hospital care related to your Core coverage.

Chronic Care

Chronic Care

Treatment for long-term or recurring illnesses such as asthma, diabetes, cardiac disease, etc.

Pharmacy Needs

Pharmacy Needs

The medications you need are covered, too.

And yes, if you have a
heart attack, it’s covered.

And your diabetes. And your pregnancy. Health insurance should cover all those things we need to stay well and all those things that are scary possibilities. We’ve built Core coverage to do all of this.
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  • No restrictions on pre-existing conditions
  • No lifetime max coverage
  • $0 deductible
  • Easy-to-understand copays

Things that you only need on occasion? You only pay for them on occasion.

When you need coverage for something extra—the type of things that have the greatest range in treatment options and settings—Bind has Add-Ins. Add-Ins cover things you can plan ahead for, so we keep them out of your Core coverage, which lowers your monthly premiums. It’s common sense: Turn on the coverage when you need it, and turn it off when you don’t.

On-demand health insurance in action.

Here’s how it works:

You had two well patient visits last year that were covered in Core.

The medications for your high blood pressure are covered in Core.

You had two primary care visits this year—one for migraines and one for a sinus infection—both covered in Core.

You were diagnosed with carpal tunnel a few years ago and tried physical therapy this year—covered in Core.

But it didn’t respond well and you decided on surgery—and bought Add-In coverage.

All of your coverage was provided without having to meet a deductible.

On-demand health insurance in action.


You had two well patient visits
last year that were covered in Core.

On-demand health insurance in action.

Here’s how it works:



The medications for your high
blood pressure are covered in Core.

On-demand health insurance in action.

Here’s how it works:





You had two primary care visits this year—one for migraines
and one for a sinus infection—both covered in Core.

On-demand health insurance in action.

Here’s how it works:







You were diagnosed with carpal tunnel a few years ago
and tried physical therapy this year—covered in Core.

On-demand health insurance in action.

Here’s how it works:









But it didn’t respond well and you decided
on surgery—and bought Add-In coverage.

On-demand health insurance in action.

Here’s how it works:









All of your coverage was provided
without having to meet a deductible.

On-demand health insurance in action.

Here’s how it works:


No more restrictive enrollment periods.

With Bind, we don’t expect you to predict your entire year of health care needs a year in advance. You will always have Core coverage and you can purchase Add-Ins at any time throughout the plan year.

This means you and your doctor—not your insurance company—decide on the care you need.

Interested in learning more about Bind?

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